Full details are given below:
One of the standout features of the ANZ Rewards Black credit card is its high reward points earning rate.
Cardholders earn 2 ANZ Reward Points for every dollar spent on eligible purchases up to $5,000 per statement period.
After reaching this threshold, the earning rate is 1 point per dollar spent.
This structure allows users to accumulate a significant number of points, which can be redeemed for a variety of rewards, including flights, shopping vouchers, and cashback options.
The flexibility of the ANZ Rewards program is a major draw, allowing points to be transferred to partner programs such as Velocity and KrisFlyer, providing even more options for redeeming rewards.
The ANZ Rewards Black credit card offers a comprehensive suite of complimentary insurance benefits, which is a significant advantage for cardholders who travel frequently.
This includes international and domestic travel insurance, rental vehicle excess cover in Australia, purchase protection insurance, and extended warranty insurance.
These insurance covers provide peace of mind and financial protection against unexpected events when travelling or making significant purchases.
The inclusion of such extensive insurance options adds considerable value to the card, often saving cardholders the cost of purchasing separate travel insurance policies.
The ANZ Rewards Black credit card includes access to a 24/7 concierge service, which can assist cardholders with a variety of tasks, from booking travel arrangements and dining reservations to securing tickets for events.
This service is particularly beneficial for those who lead busy lifestyles and appreciate the convenience of having a personal assistant at their disposal.
The concierge service enhances the overall cardholder experience by providing personalised assistance and exclusive access to events and offers.
New cardholders of the ANZ Rewards Black credit card can take advantage of generous bonus points and cashback offers.
Currently, the card offers 180,000 bonus ANZ Reward Points and a $150 cashback when new cardholders spend $3,000 on eligible purchases within the first three months of approval.
These introductory offers provide a substantial boost to the rewards balance, allowing new users to enjoy the benefits of the card from the outset.
Such promotions are designed to attract new customers and provide immediate value, offsetting the card’s annual fee and enhancing its appeal.
In conclusion, the ANZ Rewards Black credit card is an excellent choice for individuals who value high rewards earning potential, comprehensive insurance coverage, and exclusive services.
While the card does come with a relatively high annual fee of $375, the benefits and rewards it offers can easily outweigh the cost for those who maximise its features.
Whether you’re a frequent traveller or someone who enjoys premium services and rewards, the ANZ Rewards Black credit card is designed to meet your needs and enhance your financial lifestyle.