Cashback cards can be beneficial for earning rewards on everyday purchases, but it's essential to evaluate features like annual fees, interest rates, and cashback structures. Understanding your spending habits and ensuring card alignment with your financial goals will maximize your rewards and enhance your experience.

Credit card fraud poses a significant risk, especially in Australia's growing online shopping landscape. This article outlines how to identify fraud signs, such as unfamiliar transactions and phishing scams, while offering essential protective strategies like monitoring accounts, using secure websites, and employing two-factor authentication to enhance financial security.