Bank of America Customized Cash Rewards Credit Card

Earn 3% cash back in a chosen category and 2% at grocery stores and wholesale clubs for significant savings.

Discover more details about the card:

3% cash back in a category of your choice

2% cash back at grocery stores and wholesale clubs

1% unlimited cash back on all other purchases

Introductory 0% APR on purchases for 18 billing cycles

HOW TO REQUEST

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Bank of America Customized Cash Rewards Credit Card

Unlock the power of personalization with the Bank of America Customized Cash Rewards Credit Card, a tool designed to cater to your unique spending habits. This card empowers you with the flexibility to earn tailored rewards, a feature that makes it an ideal companion for savvy spenders across the United States. With benefits like choosing the category that suits your monthly expenses, this card puts you in control of maximizing your cash-back rewards. Discover a new level of financial management with this versatile and rewarding credit card.

3% cash back in a category of your choice

This feature allows users to save money by earning 3% cash back in a spending category that matters most to them.

It's personalized to best fit the cardholder’s lifestyle.

For example, choosing gas as your preferred category can significantly reduce commuting costs.

If dining out is your priority, select that category and enjoy savings every time you eat at your favorite restaurants.

This flexibility maximizes rewards and reduces expenses in specific areas, helping you get more value from your purchases.

Overall, this customized approach translates into tangible money-saving opportunities across various expenditures.

2% cash back at grocery stores and wholesale clubs

This benefit provides tangible savings on essential purchases like groceries and bulk items, cutting down on your staple expenses.

Imagine receiving 2% cash back every time you shop at your local grocery store.

With frequent grocery store visits for family meals, these savings quickly add up.

Shopping at wholesale clubs for bulk purchases also offers considerable savings.

As these expenses form a significant portion of household budgets, reducing these costs directly impacts your overall savings.

This feature turns everyday shopping into opportunities to earn cash back, enhancing your financial planning.

Interested in applying for your credit card? Tap the button below to discover the additional benefits and how to request!

HOW TO REQUEST

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1% Unlimited Cash Back on All Other Purchases

The Bank of America Customized Cash Rewards Credit Card offers a valuable cost-saving benefit with its 1% unlimited cash back on all other purchases.

This means every time you make a purchase, no matter how small, you earn cash back that can accumulate over time.

For example, if you use your card for everyday expenses such as groceries, gas, or dining out, the cash back you earn can help offset these costs.

Imagine spending an average of $1,000 monthly on various purchases.

With this benefit, you'd earn $10 in cash back every month, adding up to $120 annually.

It’s like receiving a small rebate, effectively reducing the net cost of your purchases.

This feature encourages habitual use of your card, fostering savings just by handling daily expenses.

Introductory 0% APR on Purchases for 18 Billing Cycles

The Bank of America Customized Cash Rewards Credit Card provides an excellent opportunity to save with its introductory 0% APR on purchases for 18 billing cycles.

This means you can make large purchases now, like electronics or appliances, without accruing any interest for up to a year and a half.

For example, if you buy a $1,800 laptop, you can take your time to pay it off in installments without the worry of rising interest rates increasing your debt.

Similarly, you could use this period to manage unexpected expenses effectively without the added pressure of interest.

After the 18 billing cycles, however, a standard APR will apply, so it's beneficial to pay off your balance within this timeframe to maximize savings.

This introductory offer empowers you to spread out payments without financial penalties, making it a strategic tool for budget management.

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Linda Carter is a writer and financial consultant specializing in economics, personal finance, and investment strategies. With years of experience helping individuals and businesses make complex financial decisions, Linda provides practical analyses and guidance on the Dicas da Andy platform. Her goal is to empower readers with the knowledge needed to achieve financial success.