Investing success lies in understanding your financial goals, risk tolerance, and adopting a disciplined approach. Key strategies include knowing your 'why', planning with the end in mind, determining resource allocation, understanding risk, deciding asset allocation, and regular plan reviews.

Post-holiday financial stress often leads to New Year's resolutions to save more, yet these intentions frequently fall short due to financial self-sabotage. A simple saving strategy—starting with 1p and increasing daily—proves effective, demonstrating that small, consistent savings can build significant funds and establish a lasting saving habit.